Manual Work Extension
Your insurance policy will NOT automatically include cover for manual work.
To ensure you are covered for manual work you must select this extension when purchasing cover.
The level of manual work covered is determined by the trade and activity you select. If you select a non-manual trade and activity, but select the manual work extension this will be defined as:
"Manual work which is incidental to your main Profession involving physical activity using hands or hand tools and which does not account for more than 20% of your turnover or fee income".
If you select a trade that is a manual trade the 20% restriction is limited, providing your role is not a 100% manual role.
If you are in any doubt about the cover you need, please contact our friendly customer service team on 0333 321 1403
Our offshore insurance can help you with:
- Waiver of Subrogation
- Indemnity to Principal
- Manual work extension
- Hold harmless
- Territorial limits
- Corporate manslaughter